As people look for ways to make a quick buck, experts are warning retirees not to get sucked into investment frauds.
But years of experience keeps Arlene Lot from becoming an easy target.
"I log on to the computer and there will be something there saying from Bank of America and I'll answer the questions and all of a sudden they're asking me questions they shouldn't be asking."
Yet seniors are one of the main targets as criminals look to victimize them.
In fact the Better Business Bureau says most fraud victims are over the age of 50
"I had my mother who was in her late 70's be scammed when she got a call supposedly from her bank wanting to verify something on her checking account," said Gail Rothschild a volunteer Levine Senior Center in Matthews.
That's why BBB senior vice president Maryanne Daily is taking a proactive approach.
"Identity theft is always going to be one of prevalent types of consumer fraud," said Daily.